Financing Available

Discover our local finance specialist who is here to help finance your dream home. 

Finance your dream home

When it comes to making one of the biggest financial decisions of your life – buying a home – it’s crucial to have a quality lender by your side. But why is it so important? Well, let’s break it down. Working with a reputable and reliable lender can make all the difference in ensuring a smooth and successful home buying experience.

Benefits of using a quality lender

We understand you are unique

First and foremost, a quality lender understands that every client is unique. They take the time to understand your specific needs and financial situation, providing you with personalized solutions tailored to your circumstances. Whether you're a first-time homebuyer or looking to refinance, they will guide you through the process, answering any questions you may have along the way.

Moreover, a quality lender offers a wide range of loan programs to suit your individual requirements. From FHA and VA loans to conventional and jumbo mortgages, they have the expertise to match you with the perfect loan option. This variety allows you to choose the program that best fits your goals, whether it's minimizing your down payment, securing a competitive interest rate, or reducing your monthly payments.

But it doesn’t stop there. A top-notch lender ensures a seamless and efficient loan process. They have the knowledge and experience to navigate the complex world of mortgage lending, ensuring all the necessary paperwork is handled promptly and accurately. This attention to detail saves you time and eliminates unnecessary stress, allowing you to focus on what matters most – finding your dream home.
When you work with a quality lender, you’re not just closing a loan; you’re building a relationship based on trust and exceptional service. They prioritize your satisfaction and are committed to making your homeownership dreams a reality. So, whether you’re a seasoned homeowner or a first-time buyer, partnering with a reputable lender is key to a successful and rewarding home buying journey.

Introducing Jason Fogle with Nations Lending:

Your Trusted Mortgage Partner

With more than 20 years of experience in the industry, Jason Fogle is a trusted mortgage expert with a passion for helping families achieve their dream of homeownership.

Jason is a long-time employee of Nations Lending, an established mortgage lender founded in 2003 and headquartered in Cleveland, Ohio. What sets Nations Lending apart is its commitment to tailor-made solutions for each client, recognizing that everyone’s needs are different. The company’s mission of “home loans. made human.™” is at the core of its mortgage experience, offering personalized customer service and a wide range of programs, including FHA, VA, Conventional, Jumbo, USDA, and more.

Headshot of Jason Fogle, a mortgage expert with Nations Lending.

Jason Fogle

NMLS#184971

Our Products

Learn more about our loan products.

We are an approved Fannie Mae and Freddie Mac seller and offer the best fixed and adjustable-rate loans for your home buying needs. As long as you meet the minimum requirements with down payment and credit score, we can help you secure the home of your dreams today!

We offer:
• Purchase loans
• Rate-term refinancing
• Cash-out refinancing

FHA loans are designed with the first-time home buyer in mind. It allows for little money down, lower closing costs, and an easy-to-meet credit score requirement.

It makes for the perfect type of loan to meet the needs of buyers from all walks of life.

FHA Loans Offer:
• Minimum down payment of only 3.5%
• Credit score as low as 500*
• Flexible debt-to-income ratios
• 100% of down payment and closing costs can be a gift
• Flexible reserve requirements
• Up to 6% seller contributions towards closing costs and pre-paid items

We Offer:
• Purchase loans
• Rate-term refinancing
• Cash-out refinancing
• Streamline refinance
• 203(h) – Mortgage Insurance for Disaster Victims

*Credit scores between 500-579 max 90% LTV.

Our jumbo loans are a solution for borrowers who want to go big with the dream of primary homeownership, as well as securing a 2nd or vacation home.

This jumbo loan product also supports a lower-than-industry average required down payment -perfect for those buyers who want to keep more cash in the bank – with all the benefits exceeding those of a conforming loan.

We Offer:
• Purchase, no cash-out refinance and cash-out refinance
• All occupancy types
• Loans to $3M
• Jumbo AUS
• Non-Warrantable Condos
• No Mortgage Insurance
• First-time homebuyers permitted
• Blended ratios

VA home loans are offered to our country’s bravest men and women. No one knows the comfort of their home more than those who served and that’s why we’re proud to offer loans to our nation’s heroes.
Find the perfect place to kick off your boots with 100% financing available or explore interest rate reductions or cash out refinance options.

We Offer:
• Purchase loan
• Cash-out refinancing
• Interest Rate Reduction Refinance Loan (IRRRL)

Get a home loan with up to 100% financing
Whether you are an experienced or a first-time homebuyer, you may be able to qualify for a USDA home loan with no money down! These government backed loans are perfect for families and individuals interested in purchasing homes in rural communities. Ask your personal mortgage advisor if this is the right loan for you.

We Offer:
• Purchase
• No cash-out refinance
• Streamline Refinance
• Simple Refinance

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Disclaimers

Corp nmls# 32416 | Verify a mortgage company or individual license on the Nationwide Mortgage Licensing Consumer Access Site: www.nmlsconsumeraccess.org
Jason Fogle – NMLS#184971

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